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Port Royale
Insurance Declarations
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Port Royale By Laws Require that a copy of the Owners Insurance Declaration be filed with the Association. (Page 19)
8.4.1. Any Unit Owner who obtains individual insurance policies covering any portion of the Property, other than: (a) personal  property belonging to such Owner; or (b) the individual Unit of such Owner, shall be required to file a copy of such individual policy or policies with the Association within thirty (30) days after purchase of such insurance. |
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 Do you have enough insurance for your condo?
The Port Royale condos are over 5 years old and we have had several claims for water damage. We have had repairs for less than $100 and claims for as much as $3,337.88, $22,803.56 and one for $80,000.00 plus. These claims are for mitigation, demo, mold remediation, and reconstruction. One of these claims was covered by the associations insurance, because it was a common wall problem. The other claims were problem that the home owners are responsible for. These estimates do not include claims for personal property. All homeowner should have enough insurance to cover studs in including all your upgrades. Our Insurance Agents recommends that you have a minimum of $60,000.00 to $75,000.00 in Real Property Insurance coverage, plus make sure you have enough insurance to cover your Personnel Contents of your condo. Please check with you Insurance Agent and make sure you have enough insurance. |
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 A copy of your Insurance Declaration should be sent to:
Port Royale Condo Association
96 Port Royale Drive #14
Sunrise Beach, Mo 65079
or email to:
portroayle@charter.net
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 As of 06/16/2008, 41 of 49 condos have sent in their Insurance Declarations. If you haven't sent yours in, please call your Insurance Agent and have him or her send it. Several people have said that they have asked their agent to send it and I haven't received. The following list of condo are ones that we are waiting on.
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| 64-2A |
Saathoff |
| 64-2B |
Saathoff |
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| 64-4C |
Hanson |
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| 94-1D |
O'Connor |
| 94-2B |
Wedig |
| 94-2C |
Young / Carter |
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| 116-RA |
Brase |
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| 116-1D |
Gunnare |
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